Exclusively For New Merchant Processing Customers

VentureKap is a creative investment and debt fund offering business loans from $5k to $500k without the need for a FICO score, empowering entrepreneurs on their journey.

Loans starting at $5k up to $500k offering low interest rates.
No FICO score required—our loans are not cash advances.
Qualify with an existing merchant account for the past 6 months
Investments are made directly into your company once approved. Conditions apply.

Apply Now for a Business Loan

Whether you are planning on buying more inventory, advertise, purchase a vehicle, or purchase real estate, you'll need some cash.

0% Interest Rate with a 36 month term
Business loans from $25,000 to $500,000
No collateral required for qualified businesses
Quick and easy application process
Funding in approximately 30 days

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Your Success is Our Mission

Promotion: 0% Interest Rate Business loan is for new payment processing clients with a VentureKap, LLC Trust certified payment partner.
Rates: 0% APR Business Loan cost is $27.78 per month for every $1,000 borrowed for a period of 36 months.
Loan Origination: Term Loans are originated by VentureKap, LLC Trust.
Prequalification disclosure: Prequalified merchants are based on the information you provide and potentially a soft credit inquiry. Receiving prequalification does not guarantee that we will extend you an offer of credit. You are not yet approved for a loan or a specific rate. All credit decisions, including loan approval, if any, are determined by our underwriters, in their sole discretion. All credit decisions require a hard credit inquiry. We reserve the right to change or withdraw the prequalified rates at any time.
Minimums: Merchants must process a minimum of $15,000 per month in total credit card sales volume to qualify.
Credit Reporting: Payment history is reported to a credit bureau and charge offs are discharged to collection agencies.
States allowed: At this time, 0% interest free loans are only offered to businesses operating their business in the US except, California, Nevada, North Dakota, and South Dakota.
Compliance: VentureKap complies with the Truth in Lending Act (TILA), the Fair Credit Reporting Act (FCRA), and the Equal Credit Opportunity Act (ECOA).

0% Interest Business Loans

Exclusively For New Merchant Processing Customers

Whether you are planning on buying more inventory, advertise, purchase a vehicle, or purchase real estate, you'll need some cash.

Your Success is Our Mission